Portuguese families hold 89.1 billion euros in passive liquidity, maintaining 6.3 billion euros in capital that could be generating economic growth. This idle money represents a significant loss for the economy as a whole.
According to the Revolut study called the "European Wealth Erosion Index," Portuguese families are losing approximately 220 euros for every 10,000 euros sitting idle due to the effects of inflation. This silent erosion especially affects families who lack the financial margin to invest.
The European bank's research reveals that market fragmentation and low interest rates are factors contributing to this situation. Many Portuguese continue to opt for traditional savings, without access to or knowledge of more profitable investment alternatives.
