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Have 10 thousand euros sitting in the bank? Study calculates a potential loss of 706 euros per year
Business

Have 10 thousand euros sitting in the bank? Study calculates a potential loss of 706 euros per year

SAPO Notícias10 September 2026 at 09:09

Portuguese families hold 89.1 billion euros in passive bank savings, meaning money deposited in bank accounts without any type of active investment. This value represents a significant amount of capital that remains idle in banks.

According to a study mentioned in the article, anyone with 10 thousand euros sitting in the bank may be potentially losing 706 euros per year. This loss arises from the difference between the returns that could be obtained with more profitable investments and the minimum interest rates practiced in traditional savings accounts.

The article warns that Portuguese families may be wasting hundreds of euros annually by not investing their money. This situation is due to the fact that many Portuguese people choose to leave their savings in deposits without seeking investment alternatives that offer better returns.

The total value of 89.1 billion euros in passive savings demonstrates that there is a large amount of capital in Portugal that is not being used efficiently. The study suggests that Portuguese people are losing money by keeping their savings in banking products with very low yields.

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