Financial return: the importance of having a complete view

The article addresses the importance of having a complete view when evaluating financial investments. The text highlights that simply comparing the returns of different applications without considering the associated costs results in a superficial and potentially misleading analysis. The central message is that an investor who does not take into account all the costs involved ends up making decisions with incomplete information. This approach can lead to misguided choices, since the actual net return of an investment depends not only on its gross yield, but also on all the fees and expenses that impact the final result.