A retired Spanish man from Mallorca, Rafael Ruiz, moved to Thailand after concluding that his pension of about 1,250 euros did not allow him to maintain the desired lifestyle on the Spanish island, where the cost of housing and food had become incompatible with his retirement. He settled in Prachuap Khiri Khan with his Thai companion, paying only 100 euros per month in rent, which allowed him to live comfortably, dine out regularly, and travel around the country. However, in September 2025, he became seriously ill when his private health insurance had already ended, having to bear hospital expenses exceeding 1,300 euros and needing financial help from friends and strangers. Despite the difficulties, Rafael decided to remain in Thailand, and the article also includes practical guidance for Portuguese retirees who wish to take their pension abroad, warning about the risks of lacking health coverage, the need for complete insurance, and the tax and proof of life obligations from 2027.
Postal do Algarve04/09/26, 19:30