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15 minutes: new rules on mortgage credit are not yet having an effect on the market
Business

15 minutes: new rules on mortgage credit are not yet having an effect on the market

SIC Notícias4 September 2026 at 14:46

The stricter rules on mortgage credit introduced by the Bank of Portugal in August are not yet having an effect on the market. The implemented changes cover three main areas: maximum financing limits, terms and effort rate.

The Bank of Portugal is the entity responsible for these regulatory changes, which aim to contain the indebtedness of Portuguese families in the real estate sector. However, market data indicates that the practical impact of these measures has not yet been felt significantly.

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