The Central Bank created the Special Redemption Mechanism (MED) for contesting fraudulent PIX transfers, allowing the recovery of money sent through this method in cases of fraud or scams. The deadline for contestation was extended from 30 to 80 days, mainly benefiting merchants, service providers and small business owners who receive PIX for sales made in good faith.
The extension of the deadline allows these professionals to have more time to gather evidence that the transaction was legitimate, such as invoices, documents, conversations with the customer and other proof of the sale. This is especially important because the MED itself has been exploited by criminals in scams against these groups.
Pablo Alencar, partner at Valor Capital, is cited as an expert explaining the changes for those who received a PIX for a legitimate sale but had the money returned due to a fraudulent contestation. The text indicates that those reporting fraud had 80 days to activate the mechanism, and the extension of the deadline mainly benefits those who need to prove the legitimacy of the operation.
