The Ministry of Integration and Regional Development published on August 20 the federal recognition of emergency situation in 46 municipalities across eight states. The affected cities suffered from heavy rains, windstorms, hail, tornadoes, floods, as well as cases of drought and dry spells.
The Brazilian insurance market covers only about 9% of the economic losses caused by climate disasters in the country. This data comes from the Radar of Climate Events and Insurance in Brazil, a study published by Social Security in November 2025.
In developed countries, the estimated average coverage ranges between 20% and 55%. The North and Northeast regions concentrate the largest protection gap, with average coverage below 2%.
The survey identified 67 significant climate events between 2022 and 2024, with estimated economic losses of R$ 184 billion. By June 2025 alone, more occurrences had been recorded, although the specific data had not been fully detailed in the study.
