The main obstacle to buying a house is not the cost of financing. It is, above all, the price of properties, which continues to move away from family incomes.
The idea that the interest rate is the main barrier to access to housing is wrong. The real problem lies in the disparity between house prices and the financial capacity of families.
Property prices continue to rise consistently, making it increasingly difficult for Portuguese people to acquire their own home, regardless of the credit conditions available.
This reality particularly affects young people and families with lower incomes, who are faced with an increasingly inaccessible real estate market.
