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New housing loans hit record €2.3 billion in July
Business

New housing loans hit record €2.3 billion in July

Expresso2 September 2026 at 12:44

In July, Portuguese families requested a historic 2.3 billion euros in new housing loans from banks, setting a new record. This figure represents a significant increase compared to previous months and demonstrates the intense demand for home purchases in the Portuguese market.

The average monthly installment associated with these loans rose to 441 euros, reflecting both the increase in the total value of credits granted and current real estate market conditions. This amount represents a considerable weight on family budgets.

The growth in housing credit demand occurs in a context of property appreciation and interest rates that have influenced the total cost of loans. The Portuguese real estate market has maintained a sustained growth dynamic over recent months.

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