Bernardino Machado, CEO of Xfin, spoke about the role of intermediation in the financial sector. According to the executive, more than replacing traditional banking, intermediation has become a critical layer of the financial system.
Machado explained how intermediation came to directly influence the products offered by banks. The CEO of Xfin detailed this transformation in the current market context.
The executive also shared his expectations regarding housing credit, addressing what he anticipates for 2026 and 2027. These projections were made as part of his analysis of the sector's evolution.



