Fran Cortés, a 25-year-old from Murcia, graduate in Computer Engineering, earns 1,800 euros per month and allocates 500 euros to invest in the stock market. His investments include index funds, S&P500 stocks such as Alphabet, Paypal, Nvidia, Microsoft and Apple, as well as some Spanish bonds such as Telefónica. Cortés states that he does not trust that he will have a pension in the future, which reflects the economic uncertainty that motivates many young people to seek investment alternatives.
Cortés is not an exception. According to a report by the Organization of Consumers and Users (OCU), one in three young people in Spain, aged between 18 and 35, invested in the markets in the last 12 months. However, more than half of these young investors manage amounts below 1,000 euros.
Another study by BBVA Research reveals that 46.2% of young Spaniards invested at some point in financial markets. The data demonstrates a growing trend of youth participation in markets, driven by economic uncertainty and distrust in traditional retirement systems.




