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Foreigners under 35 years old and residing in Portugal are exempt from IMT and Stamp Duty when buying their first home and can access the State's public guarantee?
Real Estate

Foreigners under 35 years old and residing in Portugal are exempt from IMT and Stamp Duty when buying their first home and can access the State's public guarantee?

SAPO Notícias13 September 2026 at 20:09

The rules for accessing the exemption from IMT and Stamp Duty on the purchase of a first home, as well as the State's public guarantee for housing credit, have generated frequent doubts among buyers. A reader of Polígrafo specifically questioned whether the buyer's nationality and age are determining factors for accessing these tax benefits. The article addresses the situation of foreigners under 35 years old who hold residence in Portugal. However, the article ends incompletely, without presenting the complete answer to the questions raised by the reader.

Why this matters

This issue is relevant for young foreigners residing in Portugal who wish to purchase their first home, as it clarifies that they have access to the same tax benefits as nationals, eliminating a potential barrier to purchasing property. The distinction regarding the public guarantee — which requires three years of residence — is equally important for those planning to establish themselves in Portugal.

About this summary

This is our short summary of a report published by SAPO Notícias on 13 September 2026 at 20:09; the full text stays with the publisher. In our feed it sits under Real Estate. We currently carry 1477 items in that section.

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