Exempting retirees from biometrics increases loan riskPhoto by MedPoint 24 on Pexels
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Exempting retirees from biometrics increases loan risk

oglobo1 September 2026 at 04:09

The INSS decision to waive facial biometrics for contracted loans by retirees and pensioners was considered reckless. The requirement had been implemented in May as a response to fraud that harmed millions of elderly people through unauthorized deductions from their benefits.

A recent normative instruction relaxed the previously established rule, now allowing loan operations to be conducted through the Meu INSS app using only banking data and the holder's authorization, without the need for biometric verification.

The article classifies the change as a step backward, arguing that the escalation of digital crimes recommends implementing more protection layers, not reducing them, as occurred with this regulatory change.

The article was exclusive for subscribers, and the text warned that to have full access it would be necessary to access the article link and register.

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