Francisco Uría, from Alicante and born in 1965, is a professor who currently directs the Institute of Banking and Finance, a joint venture between CUNEF Universidad and the Centro de Análisis y Estudios del Instituto Español de Analistas. His education, professional career and teaching ability have made him one of the authoritative voices on the Spanish banking system and its connection with Europe.
This joint venture, which he himself defines as such, positions the Institute as a reference for understanding the entire European movement towards simplification in the banking sector. Uría acts as a translator between the impact that technology is having in this field and the need to establish regulation that ensures legal certainty.
In the context of digital transformation, Francisco Uría has been a key figure in understanding the implications of new technologies in the financial sector and the necessary regulatory response, particularly regarding the so-called neobanks, which he refers to as "wrongly called" neobanks.




