The interest rate on loans already in effect has reached 3.135% and the debate continues to be about who is buying now
Business

The interest rate on loans already in effect has reached 3.135% and the debate continues to be about who is buying now

SAPO Notícias5 September 2026 at 08:45

The interest rate on mortgages already in effect in Portugal has reached 3.135%, according to data referenced in the article. This value represents a significant milestone in the Portuguese credit market, generating debate about the profile of buyers currently accessing the real estate market.

The article is authored by Rita Sogalho, Team Leader of Mortgage Credit at the ComparaJá platform, specialized in financial product comparison. The specialist addresses the implications of this rate increase for consumers and for the national real estate market.

The debate surrounding interest rates focuses mainly on the question of who are the buyers continuing to acquire properties in a context of high rates. The rise in rates affects the purchasing capacity and risk profiles of mortgage credit candidates.

ComparaJá, the platform where Rita Sogalho holds a leadership position in mortgage credit, positions itself as a source of information and comparison of financing solutions for Portuguese consumers facing this scenario of rising rates.

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