The French insurer Prévoir Vie decided to sell its operation in Poland to the Saltus Ubezpieczenia group, in a transaction that is part of a strategic review of the group's international presence, as revealed by Edouard Bidou, general director of the insurer, in an interview with the News Assurance Pro website. The transaction, which still depends on regulatory approvals, is expected to be completed by the end of this year and includes the transfer of the Polish branch and all its workers to the buyer.
Prévoir has been present in Poland for about two decades, but its activity had been facing growing difficulties. The Polish operation currently has approximately 60,000 contracts and 7 million euros in premiums, mainly in individual protection products and credit protection insurance. In 2025, it recorded a negative result of 800,000 euros, in a market that is increasingly concentrated and requires significant investments to sustain commercial growth.
The acquiring group Saltus is a local operator with approximately one million insured members and 400 workers, which had already strengthened its presence in the Polish market in 2020, when it acquired the local subsidiary of the French company Macif.
The exit from Poland does not mean a withdrawal by Prévoir from international markets. The insurer maintains its operation in Portugal, five times larger than the Polish one, with an annual volume of premiums of 37.8 million euros. Prévoir is also present in Vietnam through a company owned in equal parts by the South Korean financial group Mirae Asset. Portugal and Poland currently represent approximately 7.5% of the business volume of Prévoir Vie, and management emphasizes that there are no plans to close other branches or to expand into new geographies.
