Presença raises R$ 300 million in FIDCs and aims to expand creditPhoto by Geancarlo Peruzzolo on Pexels
BusinessCoimbra

Presença raises R$ 300 million in FIDCs and aims to expand credit

oglobo29 August 2026 at 02:42

Presença, a São Paulo-based fintech specializing in payroll-deductible loans, completed the raising of R$ 300 million through the issuance of shares in Credit Rights Investment Funds. The company reported that this amount will be used to finance credit operations aimed at private payroll-deductible loan beneficiaries.

In addition to private payroll-deductible loans, the fintech also serves beneficiaries of the National Institute of Social Security, FGTS, the Integrated System of Human Resources Administration, and public agreements. With the creation of this new fund, Presença projects disbursing R$ 1 billion by next year.

The company's strategy includes launching technologies and investing in artificial intelligence to strengthen the strategies and sales of bank correspondents and partner promoters. The goal is to reduce steps in the process and promote greater autonomy, speed, and approvals in data entry.

The company stands out for combining proprietary funds in its operations, along with technology and proximity to partners. The fintech develops solutions aimed at optimizing the granting process of payroll-deductible loans in Brazil.

Related articles

Gestão de pessoas em ambiente híbrido e o futuro do trabalhoPhoto by Domingos Henriques on Pexels
Business

People management in a hybrid environment and the future of work

This opinion article addresses people management in a hybrid work context and reflects on the future of work. The author, Isabel Dórdio Dimas, highlights that leaders currently have the responsibility to create deliberate opportunities to strengthen interpersonal relationships and promote in-person moments with genuine meaning, emphasizing the importance of balancing remote work flexibility with meaningful in-person interactions to maintain team cohesion and productivity.

Diário de Coimbra29/08/26, 16:37
Pergaminho pede a júri do concurso para distribuição de jornais para rever dados
Business

Pergaminho asks competition jury for newspaper distribution to review data

The jury of a three-million-euro public tender for newspaper distribution proposed the exclusion of the company Pergaminhoflash and the award of the contract to VASP. The decision comes after an analysis of the data presented in the tender, leading the jury to recommend the review of the winning proposal.

Jornal de Negócios29/08/26, 16:28
Pergaminhoflash quer revisão de dados de concurso de jornaisPhoto by Viktoria Demenko on Pexels
Business

Pergaminhoflash seeks review of newspaper tender data

Pergaminhoflash requests a review of the data from the international public tender launched by the government to guarantee daily newspaper distribution in low-density territories over the next three years, the result of which was announced on August 20.

Observador29/08/26, 16:22
Pergaminho contesta resultado do concurso para distribuição de jornaisPhoto by Ayşenaz Bilgin on Pexels
Business

Pergaminho contests newspaper distribution tender result

Pergaminhoflash company is contesting the preliminary result of the public tender for newspaper distribution in Portugal, which gave victory to Vasp in the two lots under dispute. The company led by Rui Marques Santos claims that the 5.47 point difference that decided the tender was concentrated exclusively in the price factor, since both competitors obtained maximum score in the geographic dispersion criterion. Pergaminhoflash questions the validity of sales points presented by Vasp, including a house, fire brigade associations, municipal libraries and CTT stores, arguing that these do not meet the requirement of minimum operation of 300 days per year. The company owned by José Manuel Rogeira de Jesus — owner of Parsoc, FEPI and majority shareholder of the owner of Jornal de Notícias and O Jogo — also alleges "price formation manipulation" by Vasp, noting that the discounts presented are mathematically exact to the cent, which contradicts the claim that the values were formed based on the real cost structure. Vasp, a company of Marco Galinha, won the tender for 2.3 million euros, representing a 25% savings for the State.

Eco29/08/26, 16:15